The American Dream...

   So when we thought of purchasing a home a few years back, we envisioned the white picket fence and a fireplace to sit by while reading to our children.  The house has a fireplace, but we are still waiting for closing.  The bank is making our lives a nitemare with all their requirements,  the last addition being flood insurance.  That's an additional $145/mo on top of everything else just b/c they  want it, not that the insurance company deems it necessary.  It's almost unacceptable, and we could walk away from all this-but experience has taught me (Metzi) that whenever challenges arise, it's only a test of patience and whatever is in question is worth the headache.  I  keep reminding myself of this as I want to scream of frustration about things we cannot control or have enough knowledge of to contest. 
   Just when things get so unbearable,  Ashima wakes up from a nap and showers us with hugs and kisses-well, her faces smushes into ours and she goes, "mmmm" as in "muah" and the dark gloomy clouds dissipate.  Who can keep a bad mood when a child's smile is present?